Budgets

Subscription audit

Every subscription, its yearly cost, and whether to keep, pause or cancel.

Free PDF, one page. No signup. For personal use.

Subscriptions are easy to forget because each one is small. Added up over a year, they often come to hundreds or thousands of dollars.

This audit lists each subscription with its monthly and yearly cost and when you last used it. Circle keep, pause or cancel for each, then add up what the cancellations save you in a year.

How it works

Go through your bank, card and app store statements and list every subscription. Write the monthly cost, multiply by twelve, and note when you last used it. Circle keep, pause or cancel, then add up the yearly savings from what you cancel.

Monthly cost × 12
Monthly	Yearly
$4.99	$59.88
$9.99	$119.88
$15.49	$185.88
$29.99	$359.88

How to use it

Go through your bank and card statements and list every subscription.
Write the monthly cost, multiply by 12, and note when you last used it.
Circle keep, pause or cancel, then add up the yearly savings.

Ways to use it

Rotate streaming: keep one service at a time.
Do it every six months; prices change.
Check annual renewals in the month before they are due.

Tips

Check app store subscriptions too. They are easy to miss on bank statements.
Rotate streaming services: keep one at a time and switch every few months.

Questions

How do I find all my subscriptions?

Check three months of bank and card statements, your phone’s app store subscriptions and any payment apps you use.

How much do people spend on subscriptions?

It varies widely, and many people underestimate it. Multiplying each one by twelve usually makes the total clearer.

Should I cancel or pause?

Pause if you will use it again soon (some services allow this); cancel if you have not used it in a month or more.

Goes well with

Daily spending tracker Write down everything you spend for a month, and mark each one need or want.
No-buy year 2027 tracker Every day of 2027 on one page. Color in the days you stick to it.