2027 money goals worksheet
Three money goals for the year, each with a plan and a monthly check-in.
Money goals stick when they are specific: an amount, a date and a first step. This worksheet has room for three goals for 2027, which is enough to make progress without spreading yourself thin.
Each goal has a monthly check-in row, so twelve times a year you mark whether you moved forward. At the bottom are spaces for habits to keep and a quarterly review.
How it works
Write up to three money goals for 2027, each with an amount, a deadline and why it matters. Divide the amount by the months you have to get a monthly target, and write one first step you can take this week. Tick the check-in box each month you make progress.
How to use it
- Write up to three goals, each with an amount, a date and the reason it matters.
- Work out the monthly amount and write one first step you can take this week.
- Tick each month you make progress, and review every three months.
Ways to use it
- One saving goal, one debt goal and one habit goal.
- Couples: one sheet together, or one each plus a shared goal.
- Review each quarter and adjust amounts if life changes.
Tips
- Mix goal types: one saving, one debt, one habit is a good balance.
- Put the check-in date on your calendar, like the first Sunday of each month.
Questions
How do I set financial goals for the new year?
Pick a few specific goals with an amount and a date, work out the monthly amount, and choose one first step to take right away.
How many money goals should I set?
Two or three is usually enough to make real progress without spreading yourself thin.
What are good financial goals for 2027?
Common ones are building an emergency fund, paying off a credit card, saving for a trip or a down payment, and starting a regular savings habit.
Goes well with
- Save $2,027 in 2027 A year-long savings challenge with 100 boxes, from $5 to $36.
- Net worth tracker 2027 What you own minus what you owe, checked four times a year.
More budgets
Biweekly paycheck budget
Which bills come out of which paycheck, on one page.
One-page zero-based budget
Give every dollar a job until income minus plan equals zero.
No-spend January 2027 calendar
Tick off each no-spend day and write your own rules.
Holiday gift budget 2026
Everyone on your list, a cap for each, and what you really spent.
This printable is a general planning tool, not financial advice. Read the full disclaimer.